How do we empower you?
What’s the role of a traditional mortgage brokerage?
Well, in the simplest terms, it’s to match you, the client, with the lender that offers the best mortgage to fit your needs. And because there are over 125 lenders in Canada (surprised?), there is an abundance of choice. And that’s the key, that you do have a vast array choice when choosing a mortgage.
At Visdom we believe it’s up to you which mortgage product you ultimately decide to choose. Our job is to search the mortgage market, lay out the mortgages you qualify for, show you the best options, and then properly educate you on them, while leaving the final choice to you.
How do we go out about finding your best options?
We have designed, and developed a proprietary advanced software system that is so comprehensive it gives real time results allowing us to find our clients the best products in the market, that is what sets us apart from the competition.
And have you ever wondered why there are thousands of different mortgage products?
Well, simply put, it’s because everyone is different. We all have specific wants and needs, and as our circumstances change, for example we grow older or our families grow in size, these wants and needs will change therefore a wide range of products are needed to meet these requirements.
Our Focus is to get to know who you are, your position today, and what your wants and needs for the future may be. We want to learn more about you and what your lifestyle is like so we can get a clear picture of what range of products would best fit your life.
What about my Income & debt?
Yes, we’ll also want to know about your income and debt, but that’s just a part of the overall picture, not the entire picture. Once we understand you and your lifestyle, we take the data from our questionnaire and run it through our proprietary software systems and procedures and conduct a professional evaluation. Finally we are able to provide you with a choice of the best mortgage products available to you. Our ultimate goal at Visdom is to empower you, the client, by giving you the choice you deserve.
At Visdom we want to tailor the mortgage to you, not the other way around. Our method is to empower you, the client, by giving you the best selection of mortgages for your requirements from the thousands of mortgage products available. Furthermore, once you get a mortgage through Visdom you can expect us to continually review that mortgage throughout the year to see how you may be able to pay it off faster, or to see if it’s even still the right mortgage product for you! We want to ensure you’re in control of your mortgage, and the only way to go about that is to continually give you choices. We will lay out all of your best options, explain them to you, and then let you make the choice that you believe best fits you and your lifestyle because at the end of the day, nobody knows you like you do.
Take a look at the side by side comparison below to see how Visdom really does empower you.